Appraisal services for Cumberland and Providence County homeowners
See the top 7 reasons RI homeowners order from Kenneth R. Bush Associates:
Need help deciding the price of your home in or near Cumberland, RI?
We at Kenneth R. Bush Associates understand the particular needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Kenneth R. Bush Associates, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value report than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're veterans in helping folks just like you delete unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if your home not appreciating as much as other properties close by. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Kenneth R. Bush Associates is your perfect weapon.
HELOC recently frozen?
If your house is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Kenneth R. Bush Associates can help you reinstate your home equity line of credit with a professional appraisal.
We Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would like to have a veteran appraiser double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Kenneth R. Bush Associates offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Kenneth R. Bush Associates can We can assist you. While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.